The Fate of Social Security Disability Insurance

It seems like every year, new information circulates regarding cuts to social security Social Securityprograms. However, the Social Security Disability Insurance (SSDI) program is experiencing pressures at a significant pace. If not for a last-minute effort by Congress and the White House at the end of last year, SSDI payments could have been reduced by nearly 20% by the end of 2016. While there will be no cuts to SSDI in 2016, the stopgap is only in place until 2022 and programs funds are being drained much quicker than they can be replenished.

Social Security Disability provides financial payments to individuals (and potentially members of their family) if they have worked long enough to accumulate sufficient credits and have a medical condition that has prevented them from working or is expected to prevent them from working for at least 12 months or end in death.

To keep SSDI afloat, Congress approved a fund-shifting scheme from the Social Security retirement fund. That was a short-term solution to a problem that is not going way.  The question now, however, is how long will these benefits last and what will the benefits program look like after 2022?

Before Congress will sign off on extending the program beyond 2022, there will be long looks at how to reduce costs and get more people off the books. Other changes to watch for include modifications in program eligibility and substantial modifications to the benefit formula.

If you believe you have a disability which prevents you from working and have not applied for Social Security Disability, it would be wise to consider doing so now. Changes to SSDI are coming, and it’s better to be ahead of the changes than trying to catch up from behind.

The attorneys at Howland, Hess O’Connell have handled Social Security Disability claims extensively over the years. We are experienced in preparing the documentation and supplementing the application in a way which provides our clients with the best chance of obtaining benefits. To schedule a free consultation with an experienced team of attorneys to discuss the possibility of you obtaining social security disability benefits, call 215-947-6240.

Legal Disclaimer: The contents of this website are intended solely for informational purposes. They neither constitute nor imply an official legal opinion on behalf of Howland, Hess, Guinan, Torpey, Cassidy and O’Connell nor do they establish an attorney-client relationship of any kind. Howland Hess O’Connell encourages all readers to seek and consult professional counsel before acting upon the information contained on this site.


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